San Joaquin Valley Homes Blog

Blog Archive for March, 2017

Student Loan Strategies Before Buying a Home for Sale in the Central Valley

Categories: SJV Homes Blog | Posted: March 27, 2017 | Comments Off on Student Loan Strategies Before Buying a Home for Sale in the Central Valley

About 70 percent of college students who graduated in 2016 had an average of $37,172 in student loans, according to US New and World Report. And more than half of millennial graduates don’t have a clue as when their student loans will be paid off. If you’re a member of this group, this loan can appear as a black mark on your credit report, making it difficult to afford a home because it’s a drain on your finances. The following strategies show how you can deal with this debt before buying one of our homes for sale in the Central Valley.

Know all you can about your loan
It’s understandable that you didn’t want to deal with loan details while you were busy with school. But now that you’re working, the only way you can make informed decisions about your loan is by knowing all you can about it. Find out details like who your loan provider is and their contact details, how much is left, when payment is due, and whether there’s a grace period. This period is the number of months that can pass before the first payment is due. Use this period to come up with an effective payment strategy. Read the rest of this entry »

Budget Friendly Interior Design Ideas for Your New Central Valley Home

Categories: SJV Homes Blog | Posted: March 20, 2017 | Comments Off on Budget Friendly Interior Design Ideas for Your New Central Valley Home

Thinking about investing in a new San Joaquin Central Valley home? Consider how much fun it will be to decorate the rooms in a brand new house. As you’ll see, there are plenty of ways to design great interiors without spending a fortune. For inspiration, we’ve put together a room-by-room list of ideas for every budget and style, with a little help from decorating inspiration giant, Houzz.

Kitchens with Style to Spare
• Laminate counter tops have come a long way in recent years, and many mimic the look of granite, stone or wood very convincingly at a fraction of the price.
• New Energy Star-rated appliances lower energy bills, but skip the built-in ice maker with water dispenser in the door of the fridge. It’s an energy waster.
• Invest in stylish lighting for the kitchen. It can have a huge impact and even become a focal point in an otherwise simple room. Read the rest of this entry »

The Fresno Bee: “San Joaquin Valley Homes plans to open three new communities this year”

Categories: Media Coverage | Posted: March 15, 2017 | Comments Off on The Fresno Bee: “San Joaquin Valley Homes plans to open three new communities this year”

Real Estate Blog March 15, 2017 9:21 AM

Sedona at Palo Verde

San Joaquin Valley Homes plans to open at least three new communities this year after ending 2016 on a strong note with a 25 percent increase in the number of houses closed compared to the year before.

Founded in 2013 by Joe Leal, Randy Merrill and Jim Robinson, SJV Homes is shooting to build its 1,000th house by the end of this year. New communities would include the 113-home Chandler Park in Hanford opening in June; Chelsea West, an 81-home neighborhood, in Visalia; and a high-density, single-family project with 51 home sites in Visalia.

“As we enter our fourth year building beautiful single-family homes in the San Joaquin Valley market, we are thrilled with our continued success,” Leal said in a news release.

Last year, the builder opened three communities: Sedona with 53 single-family homes in east Tulare; 87 homes at Viscaya in Dinuba; and Pine River Estates, a 37-acre community with 144 houses in Visalia.

The company sold 305 homes in 2016. It built and closed escrow on 297 homes, up from 237 houses closed in 2015.

BoNhia Lee: 559-441-6495, @bonhialee

 

StreetInsider.com: “San Joaquin Valley Homes Closes 297 Residences in 2016, a 25% Increase Over 2015”

Categories: Media Coverage | Posted: March 13, 2017 | Comments Off on StreetInsider.com: “San Joaquin Valley Homes Closes 297 Residences in 2016, a 25% Increase Over 2015”

Local Homebuilder Opens Three Projects and Sells 305 Homes in 2016

February 28, 2017 2:26 PM EST

Read the rest of this entry »

14 Low Budget Ways to Make Your Home More Secure

Categories: SJV Homes Blog | Posted: March 13, 2017 | Comments Off on 14 Low Budget Ways to Make Your Home More Secure

Although it’s often your most expensive investment, your home doesn’t always need a high-priced monitoring system to keep it safe. Often it’s the little things that prompt thieves to give your abode a pass as shown by these 14 low-budget ways to make your home more secure.

1. Get a law enforcement check. Many police departments offer free home inspections. An officer walks through your home and recommends ways for beefing up your security.

2. Trim the foliage around doors, windows, and other entrances of the home. Burglars won’t be able to use your trees and bushes for cover when casing or breaking into your home. Read the rest of this entry »

Don’t Pay More Taxes Than You Have To: 9 Home Tax Deductions for Which You Might Be Eligible

Categories: SJV Homes Blog | Posted: March 6, 2017 | Comments Off on Don’t Pay More Taxes Than You Have To: 9 Home Tax Deductions for Which You Might Be Eligible

For many homeowners, especially first-time homeowners, it can be a struggle just to pay the monthly bills. You can use all the help you can get to lower costs associated with home ownership. One way to do that is to take advantage of every home tax deduction for which you’re eligible.

Here are 9 home tax deductions for which you might be eligible:

1. You can deduct home mortgage interest: This is a big one. Because mortgages are usually amortized, the bulk or early payments are in the form of interest, not principal—and all of those interest payments are tax deductible, up to a maximum of $1 million if you’re married and filing jointly, or $500,000 if filing separately. The only restriction is that the mortgage must be for a first or second home. For details about mortgage deductions, visit IRS Publication 936.

2. Home improvement loans: You can deduct interest on home improvement loans (like an addition or a kitchen replacement). The only condition is that the improvements must increase your home’s value. These are called “capital improvements” and include things like a new garage, a home addition, or new insulation. You cannot deduct interest on loans for ordinary repairs, such as fixing a broken window or painting. Read the rest of this entry »